How we design affordable houses for seniors and people with disability

Our seniors housing architects have gained DA approval for a development at Freshwater , under a NSW government program that creates housing for older Australians and people with a disability.

Home, sweet home.

Doesn’t it feel good to say that about the space you spend so much time in?

For many people, their home provides security and privacy from the outside world. It’s also a haven of comfort, where practical needs are met.

But not everyone is so fortunate.

People living with a disability and senior Australians must contend with a shortage of suitable housing, on top of the challenges they face every day.

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Appropriate lodging is difficult to find, especially for people who don’t have extra money to spend.

In Australia, one in five people have a disability and around 15 percent of the population is aged 65 and over. This number is expected to grow over the years, as Australia’s population grows older – putting even more pressure on suitable housing services to keep up.

The NSW government hopes to tackle this issue through a housing scheme that provides suitable living spaces for seniors and people with a disability. Their SEPP program has been running since 1982.

It allows the target group to live in areas where specialised housing isn’t usually permitted, due to council constraints.

Developers can sidestep local planning restrictions to build dwellings that can be easily cater for or be modified at a later date, depending on what the occupants need.

Research shows that adaptable housing is a cost-effective industry. Making a house adaptable from the outset (design phase) doesn’t cost any more, whereas amending an existing house costs more, adding up to 35 percent in costs.

Who benefits from affordable senior housing and disability housing?
The main goal is to build houses and communities that deliver physical and emotional support to seniors and people living with a disability.

SEPP Seniors Living creates housing for:

  • People of any age with a disability
  • Healthy active seniors (55 years old and over)
  • People who need help with their care

These independent dwellings are designed to support everyday living, provide comfort and boost a sense of community.

How does SEPP create disability housing and “over-55 living”?
The SEPP program works by giving developers incentive to construct suitable dwellings that meet particular criteria.

Developers using the scheme can override a few local planning restrictions:

  • The SEPP Seniors Code makes it possible to build 2 storey medium-density style residences in areas that permit detached houses only.
  • Constructing townhouses, single level villa style, or units accommodation on any land zoned for urban purposes (provided the original block is larger than 1000 square metres) has a frontage of 20m or more and is within 400m of public transport

What criteria must dwellings meet for disability housing and over-55 communities?

Only people with a disability or seniors can live in the homes, under the policy. The homes must be close to:

Regular public transport to:

  • Shops
  • Work places
  • Medical practitioners
  • Recreation centres
  • Community activities
  • Support services (this applies to retirement style villages)

All nearby travel routes must be easy to access and main roads need to have safe pedestrian crossing points.

The dwellings are specifically constructed with safety measures, comfort and convenience in mind. For example, a shower for seniors may be fitted with a removable screen, instead of a hob (which often leads to tripping).

Under the scheme, the housing options are:

  • Self-contained dwellings: contains private facilities for cooking, sleeping and washing such as townhouses, units and villas.
  • In-fill self-care housing: two or more self contained dwellings that don’t provide support services as part of the development.
  • Serviced self-care housing: self-contained dwellings that provide support services such as personal care.
  • Hostels: meals, laundering, cleaning and other services are available.
  • Residential care facilities: accommodation includes meals, cleaning services, nursing care and more.
  • Villages: affordable apartment-style living that delivers on-site support services on a communal basis.
  • Retirement style villages: the policy allows the development of larger sites on the urban fringe. These provide many community services and facilities.

Our senior living architects design over-55 communities and disability housing:

Playoust Churcher is excited to announce the DA approval of a a SEPP seniors development at Freshwater with views to the ocean. These units offer amenity and practicability to downsizers amid a great location.

The development will be under construction in the latter half of this year.

Frequently Asked Questions

What defines “seamless indoor/outdoor living” in beachside homes?

It’s about more than glass doors—it’s the art of integrating a home within its environment so naturally that doors fade from view, framing nature as the core element of your living space.

Read more

How do disappearing doors transform living spaces?

In a Castlecrag project, verandahs were removed and sliding glass doors were engineered to retract fully beyond the building’s edge—creating a seamless transition to the outdoor terrace and making the view the true focal point.

Learn how

Can traditional-style homes benefit from this design approach?

Absolutely. In a St Ives renovation, new pavilions were constructed with detached glazing and bifold doors—maintaining classic aesthetics while delivering panoramic views and seamless garden connection.

Explore the approach

How can architecture engage landscapes on sloped or segmented terrain?

A home in Dee Why uses multiple pavilions connected by glass bridges and stairs—bringing the landscape deep into the interior. Decks and garden terraces extend living zones right into the natural setting.

Discover the design

Key Takeaways

Opening Access Through SEPP Seniors Living

The NSW SEPP Seniors Living program enables architects and developers to bypass typical zoning restrictions, facilitating the design of accessible housing for seniors and those with disabilities in areas ordinarily limited to detached residences.

Early Adaptability Reduces Future Renovation Costs

Integrating adaptable design features—like zero-step showers or wider doorways—during the initial design phase doesn’t add to upfront costs, but retrofitting accessibility can increase expenses by up to 35%.

Diverse Housing Options Tailored to Needs

SEPP Seniors Living enables a wide spectrum of housing solutions—from standalone villas and serviced self-care units to retirement-style villages—designed to meet varying levels of independence, support, and community engagement.

Purpose-Driven Design Meets Real-World Needs

Beyond compliance, these designs are crafted to offer physical comfort, emotional well‑being, and community connectivity—creating homes that genuinely feel secure, functional, and uplifting for occupants.

Meet the Author

Brett Churcher

Managing Director & Nominated Architect

NSW Architect Registration No. 5924

With over 30 years of architectural experience, Brett Churcher leads Playoust Churcher Architects with a rare combination of design expertise and commercial insight. As a registered architect and Managing Director, Brett has played a pivotal role in delivering high-end single residential homes and boutique medium-density developments across Sydney’s North Shore and beyond.

Brett’s unique strength lies in his deep understanding of both architectural design and the Sydney property market. His valuation background enables him to align creative vision with practical feasibility, ensuring each project achieves both aesthetic excellence and financial viability.

At Playoust Churcher, Brett drives the studio’s growth, strategy, and leadership, while remaining closely connected to what matters most: the client. His ability to see the bigger picture from a client’s perspective and to guide projects seamlessly through the design process is at the heart of his role and reputation.

Have a vision for your next project?

Reach out to Brett to explore how Playoust Churcher can bring it to life—with clarity, creativity and confidence.

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11 Marian Street
Killara NSW 2071
Australia

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